Smart Ways To Save For Your Future

Posted

Smart WaysTo Save For Your Future (NAPSA)—According to the Fed- eral Reserve Board, four in 10 adults, if faced with an unexpected expense of $400, would either not be able to cover it or would cover it by selling something or borrowing money. If you're ever among them, or the 78 percent of American workers who live paycheck to paycheck, you can assist yourself. It can pay to con- sider these six hints that can helpyou save: 1. Know your numbers. Keep track A new kind of cash back bank ac- groceries, gas,utilities, entertainment, payments andrent) andthings you want save uplike crazy. Cash Back Bank Account, by Green Dot Bank. With this account, Green Dot pays its cardholders a 3 percent cash back bonus whenthey make online or 3. Pay yourselffirst. Have a percent- vices, so getting an additional 3 percent 4. Expect the unexpected. No mat- cent annual interest when you save ofwhereyou spendyour money. Include count lets you spendlike normalbut housingand debts. 2. Make toughchoices. Distinguish between things you need (utilities, debt in-app purchases. People spend lots of ‘you have to spend on “needs” from your moneyonline at various websites and monthly incometo determine what you buy through apps, such as ride sharing, video streaming and meal delivery serhave left for “wants.” (vacations, eating out). Subtract what age ofeach paycheckrouted automatically cash back on the things you normally into your savingsaccount. Saving needsto buy anyhow can add up. What's more, you can earn 3 perbea priority—considerita “need” ter how well you budget, life may throw your money in the Green Dot Bank High-Yield Savings Account (Member the unexpected at you. 5.Keep your stuff in shape. Simi- FDIC)—higher than what many banks larly, keeping major appliances and vehi- pay in annual interest. It's free with the cles in good condition can help yousave. app and the interest earned is automat6.Comparison shop for finan- ically added to your annual Cash Back cial products. Take the time to com- Bonus amount. instance, theres the new Unlimited moreaboutit, go to the Green Dot app or www.GreenDot.com. pare insurancepolicies, bank accounts, savings accounts and credit cards. For Tosign up for the accountor learn